Malt
Malt

Senior Product Manager - Financing

Permanent contract
Paris
Salary: Not specified
A few days at home
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Malt
Malt

Interested in this job?

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Questions and answers about the job

The position

Job description

🪐 Discover our galaxy

Malt is Europe's leading freelancing platform with one clear mission: to give people the freedom to choose who they work with. Co-founded in 2013 by Vincent Huguet, who still serves as CEO, Malt is a tech company with a human approach that helps companies and freelancers make the perfect match.

Malt is a marketplace that embraces a community of over 700,000 freelancers and over 70,000 clients, ranging from small and medium-sized enterprises to large corporations. More than just a connector, our marketplace streamlines freelancer-client communications, simplifies administrative and legal tasks, expedites invoicing and payments, and so much more.

We are all about giving both freelancers and companies choice and added peace of mind, so that every experience on Malt is nothing less than (inter)stellar. The launch of Malt Strategy in 2023 enabled Malt to broaden its scope by offering the expertise of a network of top independent consultants and transition managers, to better support companies from the strategy to the implementation of ambitious projects.

✨ Malt is also…

- a tech company with a human approach

- a company with a strong culture fueled by 700 Malters from 40+ nationalities, working from 9 countries all around Europe - Germany, Belgium, United Arab Emirates, Spain, France, Netherlands, Nordic countries, United Kingdom, and Switzerland.

- committed to creating a safe and inclusive space where every employee can thrive both personally and professionally

- committed to equality and diversity (50% of People managers are women)

- a company with strong career path policies allowing all Malters to develop and grow equally

- backed by renowned investors including ISAI, Serena, Eurazeo Growth, Goldman Sachs and BPI France

Join us on Planet Malt, we need you to help us write this next chapter! 🪐

At Malt we believe that Ambition is the Way, so all lists of missions and responsibilities are non-exhaustive.

Explore your future career 🔭

We're seeking a Senior Product Manager to lead the growth and efficiency of our Financing product, which enables freelancers to be paid within days regardless of clients payment terms. This role involves optimizing complex payment operations that are core to our platform, managing relationships with financing partners, and scaling our solution across multiple locations.

Reporting to a Product Director, you'll lead a new and specialized squad focused on scaling this unique value proposition, while driving down its financial and operational costs.

Key responsibilities ✨

As a Senior Product Manager, you will be responsible for driving the strategy and execution of the Financing squad. You will work closely with cross-functional teams to optimize financing operations while ensuring a seamless experience for freelancers

This includes :

  • Product Strategy & Vision: Define a long-term vision for financing, aligning it with Malt’s business goals and international expansion strategy. Work closely with leadership, finance, and engineering teams to ensure its success.
  • Roadmapping & Prioritization: Identify the most impactful opportunities through data analysis, user research and competition analysis. Prioritize initiatives that drive financial efficiency and improve the freelancer satisfaction.
  • Product Discovery: Collaborate with User Research and Data teams to analyze freelancer payment behavior, credit risk factors, and fraud patterns to refine product improvements.
  • Go-to-Market Execution: Develop rollout strategies for new financing models and risk management tools. Work with Product Marketing to drive awareness and adoption.
  • Business Impact & KPI Ownership: Track, analyze, and report key product metrics related to financing costs, fraud reduction, and operational efficiency. Continuously refine strategies based on data insights.
  • Best Practices & Collaboration: Drive alignment across product, engineering, data, finance, and executive teams to ensure seamless execution. Promote a culture of data-driven decision-making and process automation.

    • About you 🧑‍🚀

  • Based in one of our offices.
  • 6+ years of experience as a Product Manager, ideally on a finance-related scope or a fintech environment.
  • You understand or have an interest in financial concepts (e.g. credit scoring, risk management, KYC, etc.). Understanding the underlying technical concepts is a strong plus.
  • Proven track record of driving automation, operational efficiency, and cost reduction (experience using AI in the process is a strong plus).
  • Excellent communication and stakeholder management skills, including direct collaboration with executives (frequent interactions with the CFO).
  • Fluent English, a second language (ideally French or German is a real plus)

    • How to join the mission? 🚀

  • Screening with Alexandre, our Talent Acquisition Manager, to better understand your background, aspirations and answer your questions (45 minutes)
  • Interview with Frédéric, Product Director, to discuss your experience and the role in more detail (60 minutes)
  • Case study presentation to Product Director and a Staff Engineer (60 minutes)
  • Final interview with Belén (our Chief Product Officer) to discuss Malt’s long term vision (30-45 minutes)

    • Malt is the perfect space to thrive personally and professionally 💫

    - Onboarding: Before easing into your new role, you’ll spend your first week learning about our culture, products, and services with other new joiners at our office in Paris

    - Equity: Every Malter is entitled to stock options 

    - Lunch vouchers (legal benefit): €9/day on your Swile card

    - Transportation (legal benefit): 50% reimbursement (any type of transport)

    - Healthcare insurance (legal benefit) 

    - RTT: From 8 to 12 days off per year

    - Sports: Company participation to a Gymlib membership

    - Malt sabbatical: Every three years, all Malters are entitled to a one month fully paid sabbatical leave

    - Free books: If you’re interested in learning more about any topic relevant to Malt’s business, just tell us the books you’d like to read, and we’ll order them for you—without any questions asked or approval processes to follow

    - Remote work: Hybrid policy balancing on-site and home office

    - Team building events organized every year

    Ready? Get your ticket to Malt 🪐 

    At Malt, we are committed to fostering an inclusive and diverse workplace. We recruit based on skills, experience, and potential, without any form of discrimination related to age, gender, sexual orientation, ethnicity, religion, or disability. Our mission is to create a work environment where everyone feels valued, respected, and safe to thrive.

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