Job Description 

Regulatory Compliance Oversight:

• Monitor, interpret, and communicate German regulatory requirements (e.g. BaFin, KWG, ZAG, MaRisk, BAIT) and assess their impact on the business.
  
  
• Provide practical compliance advice to internal stakeholders on new regulations, regulatory changes, and licensing matters.
  
  
• Support internal risk assessments, control testing, and remediation planning related to regulatory obligations.
  
  
• Act as the SLOD expert around monitoring, AML and Due Diligence for Compliance related matters and actions, covering AML rules, Risk assessments and internal controls
  
  

Policy Management & Governance:

• Coordinate the development and maintenance of internal compliance policies, procedures, and standards, ensuring alignment with German and EU regulations.
  
  
• Promote consistency in policy implementation across the company, liaising with local and global teams.
  
  
• Act as a point of contact for internal queries regarding policy interpretation and application.
  
  

Regulatory Engagement & Reporting:

• Prepare and support responses to regulatory inquiries, audits, and inspections from BaFin and other relevant authorities.
  
  
• Maintain accurate compliance records and assist with the preparation of reports for senior management and regulators.
  
  
• Collaborate with the central compliance team to ensure a unified regulatory approach across jurisdictions.
  
  

Qualifications

• 6+ years of experience in compliance roles within the financial services, fintech, or payments sectors, ideally with experience working under BaFin supervision.
  
  
• Solid understanding of German financial regulations, including ZAG, KWG, MaRisk, BAIT, and familiarity with EU directives (e.g. PSD2, AMLD).
  
  
• Bachelor’s degree in Law, Finance, Business Administration, or a related field. Advanced degree or professional certification (e.g. CAMS, CRCM, CCEP) is a plus.
  
  
• Fluency in German and English (both written and spoken) is required.
  
  
• Strong analytical skills, attention to detail, and the ability to provide clear and actionable compliance guidance.
  
  
• Team-oriented mindset with the ability to work across departments in a fast-paced, regulated environment.

Additional information

• HR call
  
  
• Interview - Senior Compliance Analyst and Regulatory Compliance Expert
  
  
• Interview - Head of Legal Regulatory (DE) + German interview
  
  
• Interview - VP, Compliance EU