✨ Your mission

As a FinCrime Analyst (Merchant Monitoring), you will play a crucial role in ensuring the safety and compliance of our financial operations. Operating within the Financial Crime team, which collaborates closely with Compliance, Legal, and Operations, you will be instrumental in detecting and addressing risks related to money laundering, fraud, sanctions, and other illicit activities. Your expertise will contribute to protecting the company’s reputation and ensuring regulatory compliance.

✨ Main tasks

• Transaction monitoring as a 2nd line: Analyze escalations from 1st line on customer transaction patterns to identify potential money laundering or fraudulent activities.

• Merchant Monitoring: Establish and monitor Merchants Key Performance Indicators (KPIs) to assess and mitigate merchant risk.

• Sanctions screening: Perform sanctions and PEP screenings as well as due-diligences when necessary to ensure compliance with international and local regulatory requirements.

• Investigations: Conduct in-depth investigations into suspicious activity reports (SARs) and assist in filing these reports with relevant authorities.

• Fraud response: Support the management of fraud-related incidents, including analyzing chargeback cases, unauthorized transfers, and phishing attempts.

• Policy development: Contribute to the continuous improvement of FinCrime policies, procedures, and controls.

• Partner and customers communication: Collaborate with internal stakeholders and external partners/clients to address financial crime queries and ensure alignment with best practices.

• Training: Support training initiatives to educate teams on emerging FinCrime risks and mitigation techniques.

✨ You’re a great match if:

• You have 5 years of experience in financial crime, fraud, or AML within Fintech, Payment Providers, or traditional banking environments.

• You have significant experience in Merchant risk monitoring

• Familiarity with transaction monitoring tools and AML regulations (e.g., FATF recommendations, EU AML directives) is a must.

• You possess strong analytical skills and a detail-oriented mindset.

• You demonstrate effective communication skills, both written and verbal, enabling you to liaise with internal teams and external stakeholders.

• You have a proactive and curious mindset, eager to uncover risks and explore innovative solutions.

• You exhibit a problem-solving approach, combining creativity with a hands-on attitude.

• Proficiency in data analysis tools is a plus.

• You are fluent in English (other European languages are a plus).

• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌 

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

✨ ✨ Perks of being a Swanee:

• Meal Vouchers: We provide a Swile card to cover your meals on work days. 🥗

• Holidays : 25 days + RTT 🏝️

• Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes. 🚇

• Health insurance (mutuelle): Alan. This is Swan’s health and welfare insurance. 🚑

• Sports: Thanks to our partnership with Classpass and Gymlib, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. 🏋

• Hybrid remote policy: We offer the possibility of working from home for 2 days per week. 🏡

• Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax. 🤝

• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

✨ Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something’s convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it’s to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners’ expectations— whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

1. Prescreen: Interview with one of our Talent Acquisition Manager (30 min)

2. Hiring Manager Interview: In-depth discussion with the Team Lead (60 min). Anthony.

3. Case Study/Technical Case: Practical case to evaluate investigative and analytical skills. May involve a panel presentation.

4. Peer Interview: Meet with team members for alignment on collaboration and work culture: Luc. 

5. Final Interview: In depth discussion with our Head of Financial Crime, Alexandre. 

6. 3 reference checks conducted by Talent Acquisition team.