Whatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success – and the best way for us to keep building a better world for both our customers and the talented people who put them first.

Your work environment:

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Within the Group, you will join the Group Underwriting Office.

Within this Department, you will be part of the Short Tail underwriting Team.

Your job and daily missions:

JOB PURPOSE

The P&C business is core to the AXA Group and is operated in 20+ territories, with a wide mix of operating models, market shares and stages of development.

Group Underwriting Office is responsible for:

• Steering and controlling a sustainable and profitable growth of AXA P&C activities worldwide, promoting excellence on both risk management and technical areas. This encompasses underwriting governance and rules, PAP (Product approval Process), PMP (Portfolio Management Process), and requires strong and tight cooperation with claims management, reserving, cat modeling and reinsurance cover.
• Structuring the second line of defense organization and missions by developing, facilitating, and monitoring an effective risk and control framework (Exposure monitoring, Risk Appetite allocation and adherence, Reinsurance appropriateness).
• Support underwriting initiatives on structured solutions and/or use of new technologies and Artificial Intelligence on underwriting process.
• Initiate or promote innovative insurance solutions supporting Construction adaptation to climate change.

DIMENSION

The Group Underwriting Expert for Short Tail Commercial Lines will notably support the Group Head of Short Tail, who is the referent for Short Tail Underwriting for commercial lines: Property, Construction, Marine, Aviation, and niche specialties. Group exposures amount to approximately €6 trillion (insured values) 

Short Tail underwriting is also leading the NatViews program for an optimized Natural Events exposures management. 

The P&C Group Underwriting Expert for Short Tail Commercial Lines main interlocutors are: 

(1) Group Underwriting Office, AXA Ceded Reinsurance, Group Chief Underwriting Officer, Public Affairs, Group Operations, Group Finance, Group Legal, Group Risk Management

(2) All P&C entities (over 40 entities), regions/markets and Centers of Expertise, especially those focused on underwriting

CONTEXT AND MAJOR CHALLENGES

Group Short Underwriting is in charge of driving AXA Group Strategy in all its dimensions:

(1) Reviewing Entities and suggesting recommendations for improvement

(2) Promoting technical expertise and growth initiatives 

KEY ACCOUNTABILITIES 

The P&C Group Underwriting Expert for Short Tail is in charge of the following: 

(1) Coordinate CLEAR actions for Short Tail lines of business

• Follow up actions on already addressed perils and finalize the strategy definition (notably NDBI/CBI, Silent Cyber, War, terrorim in property or transport policies)
• Assessing the systemic nature of identified perils for the Short Tail Lines of Business (Property, Marine, Aviation, Specialty Lines, etc)
• Engage AXA entities to define the transformation strategy whilst limiting exposure
• Coordinate the Systemic Risks Reporting and articulate it with the entities' Application Letters Process

(2) Support the Group Head of Short Tail for the coordination of Entity reviews (in-depth reviews, technical reviews, preliminary reviews)

(3) Support the Group Head of Short Tail in the coordination of PMP processes and its underwriting dimensions 

The role also includes ad-hoc transversal missions improving processes, tools and best practices, leveraging Group/local initiatives around tools, platforms, technologies, data and other AXA initiatives for risk assessment, pricing, and underwriting with the Short Tail perimiter.

Vous rejoignez une entreprise :

-    Responsable, vis-à-vis des personnes, y compris ses employés et ses clients, et de la planète. -    Aux valeurs fortes-    Qui encourage la mobilité interne, et la formation de ses employés-    Qui vous offre de nombreux avantages (en savoir plus ici : Reward & Benefits - french | AXA Group)-    Flexible, qui permet le travail hybride, au bureau et à la maison.

Les informations fournies par les candidat(e)s seront traitées de manière strictement confidentielle et utilisées uniquement à des fins de recrutement.

MAIN COMPETENCIES AND EXPERIENCES

• Knowledge in P&C actuarial and/or financial domains, ideally with underwriting fields 
• Solid interpersonal and organizational skills as it is essential to successfully manage multiple aspects and interactions with numerous internal and external stakeholders
• Knowledge of P&C business operations including Underwriting, Pricing, Claims, Reserves and Reinsurance, enabling to have a thorough understanding of business insurance rationale, processes and profitability and any potential P&C risk.

Technical and Professional Skills:

• Knowledge of Property, Construction, 
• Easy manipulation of complex financial figures (Current Year Combined Ratio, All Years Combined Ratio, Economic Combined Ratio, attritional LR, GWP, GEP, Short Term Economic Capital, …) connected to insurance activity monitoring
• Reinsurance knowledge (treaties and facultative)
• Recognized Expertise in loss prevention and risk engineering

Soft Skills:

• Natural leadership
• Able to deliver high-level presentation in front of senior management or entities CEOs
• Agility to work in a multifaceted P&C world (Local vs Group, Small vs Large entities, worldwide underwriting cultures),
• Capacity to motivate and lead transversal teams, building collaborative working relationships, effective communicator, flexible