Our mission? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

The mission of the future risk intern will be to deliver a tool that automatically prices interest rate swaps and assesses the interest rate risk of bonds at any time. This tool should be operational and user-friendly as it will be used by risk analysts to monitor Qonto’s portfolio.

Monitoring the value of Qonto’s investment is key to any efficient risk management of a financial portfolio. The Risk team, the top-level management, and the board of directors have high expectations of the quality of this monitoring. You will be integrated into the Risk function and will directly report to Gauthier.

👩‍💻🧑‍💻 As a Financial Risk Modeler intern at Qonto, you will

• Build a pricing tool: This tool should be coded in a web application (Metabase). The pricing tool should be user-friendly so that any risk analyst can use it. This pricer should value the interest rate swap of Qonto’s financial investments.

• Build a tool to assess the financial interest model: The pricing tool should be coded in a web application (Metabase) and be user-friendly. It should compute risk indicators to monitor the risk of a bond portfolio.

• Build an interest rate (STR) model: Calibrate it with the market data to build the financial projections. Integrate the model into our tools so interest rate risk options can be valued with it.

🤔 What you can expect

• Working in a scale-up like Qonto means you will be working in a continuously changing environment that is really challenging!

• Discover risk management and more specifically portfolio risk management in an experimented risk team.

• Improve your coding and modeling skills. Your direct managers have strong experience in that field in well-known Banking institutions and consulting companies.

🤝 About your future manager

His path: You will directly report to Gauthier, a seasoned financial risk management professional with over a decade of experience. Gauthier's background spans consulting and Big banks, featuring a pivotal role at Société Générale as a Model Auditor, followed by his current position as a Lead of the Quantitative Risk team at Qonto since January 2023. His expertise ensures a comprehensive understanding of risk challenges and innovative solutions.

What he brings to the team: Gauthier offers a deep understanding of quantitative risk analysis, and strategic financial risk management, and fosters innovation. His fintech and banking sector experience ensures a comprehensive approach to challenges, making him instrumental in developing sophisticated risk management strategies at Qonto.

🏅 About You

• Education: You are passing a Master’s degree, with a specialization in Financial Mathematics.

• Mastery: You have mastered Python, particularly in financial or risk modeling applications. Experience with Réfinitiv, Snowflake, GitHub, GitLab, or VS Code would be a plus.

• Languages: You are fluent in English, and French would be a plus.

• Hyper-growth environment: You are comfortable working in a fast-paced, entrepreneurial environment, where deliverables and priorities rapidly evolve.

• Analytical mind: You have strong analytical skills and a critical mind, and you are able to present the findings of your work to any type of audience.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

⚠️ Certain of our perks and benefits are only available to employees on permanent contracts

🎁 Perks

An inclusive work environment. And so much more to help you succeed.

- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;

- Up to 2 remote days per week (depending on what your school allows);

- 1 paid day off /month;

- A meal voucher;

- Public transportation reimbursement;

- Great offers for sports and wellness activities;

- A progressive disability, and parenthood policy as part of our commitment to the Parental Act (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;

- Monthly team events.

💪 Our hiring process:

- Interviews with your Talent Acquisition Manager and future manager/mentor

- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an interview guide so you can best prepare yourself.

On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:

Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres

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