Description de l’emploi

At HSBC, our purpose is opening up a world of opportunity and by joining our team, you can be part of something bigger! We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

Global Trade Solutions comprises over 4,500 people across more than 60 countries, helping suppliers and buyers with their export and import finance needs. GTS is a key strategic business for the HSBC Group and is recognised as a leading trade provider both globally and regionally.

The Transaction Risk Management team is responsible for the effective identification, assessment, ongoing management, monitoring and mitigation of transaction risk for Commercial clients. This job is responsible for managing the overall risk within the Receivable Finance portfolio covering continental Europe (its main markets being France, Spain, Poland and Czech Republic), including but not limited to credit, operational, collateral and fraud.

Here in France, you’ll help evolve and grow our business. Do you have analysis skills? Do you enjoy working in an international environment? Do you enjoy having contact with clients? If you answered yes to any of these questions, we want to hear from you!

What you will do:

The Client Audit Analyst role is based within Global Trade Solutions (GTS) / Transaction Risk Management (TRM).

The role of the Client Audit Analyst is to perform Field Surveys (Audits) on New and Existing Sellers (Clients) who utilise Receivables and Trade facilities, principally within Large Corporate and GBM space. The primary function is to evaluate and validate the collateral and understand working capital cycles where GTS provides facilities.

In this role you will:

• Managing and conducting Field and Remote Surveys on Receivables Finance customers or new business prospects mainly in Corporate and GBM. Identify / quantify and assess product related risks through appropriate audit testing. Ascertain the value of the collateral purchased / or to be purchased (Receivables), under the Seller agreement with GTS. Produce high quality Survey reports on findings and recommend action to ensure the security of the funding provided, or to be provided. and possibly on Trade customers
• Work in close liaison with GTS Client Management; Sales teams and Transaction Risk Management, to maintain and build upon high customer service standards by putting the customer at the heart of everything we do
• Participate and contribute towards ad hoc projects and ongoing portfolio monitoring and reporting
• Support achievement of the HSBC vision, values, goals and culture in personal behaviour, actions and decision making
• Take personal responsibility for understanding and agreeing performance expectations, completing the necessary mandatory training and developing the levels of capability and competence needed to be effective in the role
• Contribute to team development, effectiveness and success by sharing technical knowledge and good practice with all staff and acting as a role model for improving standards and efficiency, working collaboratively with others to create a productive, diverse and supportive working environment
• Apply policies, procedures, practices and standards to their allocated tasks, taking responsibility for their own actions, to ensure the achievement of high levels of quality, effective risk management and regulatory compliance

Conditions

You should apply if you have:

• A high degree of analysis and judgement, including practical auditing or accountancy experience (minimum 3 years in a similar environment and experience of working in large deal / Corporate environment)
• Strong knowledge of RF products and delivery channels, and a good working knowledge of HSBC Group products including Trade Services, and ability to undertake collateral valuations
• Excellent communication and interpersonal skills to elicit information from all levels of client’ staff and other internal departments. Fluent in French and English languages (both written and spoken)
• A high degree of self-motivation to achievement of results, and accomplishment of objectives
• High standard of IT skills to extract & analyse data from complex systems with past working experience on relevant systems, i.e.: Microsoft Products including Excel / Word / PowerPoint etc.
• A full, valid driver’s license

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.

What you’ll get in return:

Not only is HSBC a great place to work, but we also offer the following unique and exciting opportunities and benefits!

HSBC has been certified “Top Employer 2024” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Poland and Spain. HSBC in France has been certified with LinkedIn Top Employer 2024 for Finance, recognising our team as a great place to work within the Finance industry.

A unique and flexible working environment:

• Advantageous remote working agreement
• Diversity and Inclusion is at the heart of our business: joining HSBC will give you the opportunity to work in a collegiate and supportive environment
• You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests
• Usual local benefits (refund of transport fees at 50%, 5 weeks of paid vacation + RTT)
• Family events days off, additional maternity or breastfeeding leave, advantageous paternity leave, parental presence or dependency support leave (for child or parent with disability)
• A Time Savings Account to monetize your untaken off days (CET)

Family benefits:

• Partial reimbursement of childcare costs
• Various bonus (birth bonus, back-to-school bonus for your children up to 25, parental bonus)
• An allowance for parents of children with disabilities
• Possibility to work part-time

Financial benefits:

• A company savings plan and a savings plan for collective retirement
• Meal voucher card or corporate restaurant depending on your place of employment
• Mutual insurance for you and your family, and a pension contract to protect your loved ones
• A loyalty bonus and a long-service medal rewarding seniority
• Holiday vouchers based on your reference tax income
• CESUs (for tax purposes) if you are disabled or if you have a disabled child, spouse or parent
• A Work Council which offers, among other things, ticketing, travel, sports, legal aid, etc.

Personal development benefits:

• Access to our Degreed platform (learning platform above all, that you can use to discover learning content, develop skills, and successfully meet new business challenges)
• We’ll help you progress your career, including access to development programmes, mentoring and coaching, as well as world-class training through HSBC University
• We’ll give you access to resources that support your mental, physical, and social well-being

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

If you have a need that requires accommodations or changes during the recruitment process, please let us know.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

For further information on building your career at HSBC, please visit: www.hsbc.com/careers