Description de l’emploi

At HSBC, we’re a trusted international organization with a global customer base of around 39 million customers worldwide through a network that covers 62 countries and territories. In Europe, our ambition is to become the leading international wholesale bank and we need talent like you to help us meet our ambition. Whether you want a career that could take you to the top or in an exciting new direction-we offer opportunities, support and rewards that will take you further.

HSBC has been certified as “Top Employer 2024” in Europe !

This recognition from the “Top Employers Institute” acknowledges our outstanding HR practices and recognizes HSBC as HR leaders in France, Germany, Italy, Luxembourg, Poland, and Spain.” Come visit our career website to know more!

Here in France, you’ll help evolve and grow our business.

HSBC France is particularly involved in these strategic changes, which underlines HSBC France’s position as a significant market and hub for HSBC’s operations in Europe.

Within the Finance function, Asset Liability and Capital Management (ALCM) is responsible for managing the bank’s balance sheet across businesses interfacing with regulators and senior business stakeholders to ensure the bank remains liquid, well capitalised and profitable.

The ALCM function is at the very heart of the bank. By joining ALCM you will develop your skills and career in a highly motivating environment, gain a good insight on how the bank functions, generate returns and on the interdependence of the different business lines. You will gain exposure to key strategic initiatives in this European cross road.

What you’re going to do:

The role supports various activities to achieve the goals and objectives of the Head of Capital Management, following the strategy set by the Head of ALCM. This position is an SME role involved in almost all aspects of Capital Management: risk identification, Capital planning and stress testing, Capital Risk Appetite framework and Economic capital (demand and supply). High level JD below:

• Ensure HBCE Capital Management framework is in compliance with ECB requirements and the Group policies and procedures (where applicable).
• Drive risk management of HBCE’s Capital Base and capital ratios on a proactive and forward looking basis.
• Embed the economic capital perspective into business strategy.
• Participate to the ICAAP developments on a collaborative, efficient and effective manner.
• Review HBCE entities’ ICAAP reports (HBMT, PBLU, Middle East Leasing) and provide subject matter expertise to entities to ensure risks to capital are adequately captured.
• Prepare HBCE capital projections for PRA and EBA stress tests and provide a clear understanding of the risks to our capital ratios.
• Review HBCE entities’ stress testing results, provide subject matter expertise to entities and promote consistency in stress testing processes.
• Collaborate with the broader Capital team on other Capital related processes such as Capital plan or Projects.
  In addition to liaising with internal local stakeholders with presentations to HBCE’s governance fora (ALCO, Risk Committee and Board), coordination/collaboration with onshore stakeholders and senior management, this position will also face the ECB and other European regulators on capital management related topics and ICAAP in particular. This SME role in HBCE is not and cannot be serviced by the Treasury global capital offshore team since it requires specific EU regulations knowledge and interactions with EU regulators on behalf of HBCE.

Conditions

Apply if you feel you match these skills:

• Ability to read, digest and understand the impact of upcoming capital regulations.
• Good knowledge of the HSBC Group and its operating policies and processes.
• Skilled in handling and controlling a large amount of data.
• Proactively looks for methods to simplify processes.
• Advanced MS Office proficiency, particularly on Excel.
• Excellent written and verbal communication skills.
• Ability to convey complex ideas.
• People and stakeholder management experience.
• Ability to prioritize and manage competing responsibilities within required timeframes and standards.
• Ability to work under pressure.
• Fluent in French and English.

Even if you feel you do not fit 100% of our qualifications, we encourage you to not let this hold you back from applying if you believe this is the role for you.

What you’ll get in return:

• We’ll help you progress your career, including access to development programs, mentoring and coaching, as well as world-class training through HSBC University.
• You can work your way and will have a say in when, where and how you and your team flexibly work together.
• Our flexible benefits will give you financial security, including employer-funded pension, Holiday vouchers based on your reference tax income. Our family-focused benefits can help you to support your loved ones, including partial reimbursement of childcare costs, allowance for parents of children with disabilities, days off for key events (weddings, moving house).
• We’ll give you a huge range of resources that support your mental, physical and social well-being, including free access to Headspace app, health checks, 5 weeks paid vacation.
• You’ll have opportunities to work internationally - this can be your place to start and branch out to anywhere we have offices.
• You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests.